Which conditions are covered
by Critical Illness Insurance?
● Major organ transplant
● Head injury
● Loss of sight or hearing
● Certain cancers
● Heart attacks
● Parkinson’s Disease
Other illnesses, injuries and conditions can also be covered, depending on the policy or provider.
Common Critical Illness exclusions:
Critical Illness Insurance will pay out even if you don’t die and make a full recovery. Insurers usually have exclusions on pre-existing conditions and may not provide cover if you’ve suffered from a particular disease or illness before.
Certain diseases may not be covered by your policy. Check which conditions are included before you decide whether this is for you.